There are some fees that anyone undergoing a bankruptcy should expect and for basic filing, a Chapter 7 bankruptcy costs $299, a Chapter 13 file costs $274 and a conversion fee that changes a Chapter 13 bankruptcy into a Chapter 7 is $25. There are also fees that a Riverside CA bankruptcy attorney would charge for his services and depending on how that lawyer operated, the fee could be due before the bankruptcy proceeding starts or it might be payable and due when the process is complete. If a person is unsure whether the can afford bankruptcy, a lawyer should be able to spell everything out.